Blog
Buying a home can be an exciting prospect, but a daunting process. From home inspections to down payments, to moving costs, and more, the cost of home buying quickly rises beyond just the initial purchase price. At First Home Mortgage, we make this complex process less overwhelming by walking you through all the initial costs…
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Down Payment Assistance programs (DPA) are incredibly beneficial for those looking to purchase a home. Understanding the pros and cons of down payment assistance programs will help you make an educated decision about which program is right for you. At My Home Mortgage Corp, we help homebuyers choose the best down payment assistance programs in…
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Purchasing a home is a huge investment that everyone hopes to make someday. However, the high costs of buying and maintaining a home are enough to discourage many people from starting the homebuying process. This is where Down Payment Assistance Programs (DPAP) can help. DPAP is a system that offers grants or loans to homebuyers…
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Federal Housing Administration (FHA) loans offer financial assistance to homebuyers who don’t have enough savings for the down payment on a new home. The benefits of FHA loans include down payments as low as 3.5% and lower credit score requirements to qualify. Schedule a consultation with My Home Mortgage to learn more about how an…
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Buying your first home is one of the largest and most important investments you will ever make, and it requires a lot of financial preparation. If you plan on purchasing your own home in the future, it’s never too early to start budgeting and exploring the mortgage loan options that are available to you. With…
Read MoreAs a first time buyer there are many items to be concerned with. One of the biggest is how much cash am I going to need to buy a home. Great question by the way. We are here to show you how much and options to reduce that cash to close. There are many programs…
Read MoreI get asked quit often the question of is there still any funds available for 1st time buyers. Short answer. Yes, there is plenty. There are multiple programs that are fully funded and waiting for pre-qualified buyers. The pandemic has not created any issues with these programs being available. The first step is to reach…
Read MoreThe CARES Act of 2020 provided a relief to homeowners in a way that has never been seen before in the US. It is called forbearance. The Federal government instructed mortgage servicers to allow borrowers to suspend payments on their mortgage if they desired without any penalty or question. This is a stark contrast to…
Read MoreThe bond market determines which way rates are headed. The more traders buy bonds the lower rates go, and conversely the more they sell the higher rates go. Each day traders take in news from all over the world to determine future economic prosperity. If there is good economic news, for example people are buying…
Read MoreOne of the biggest obstacles in buying your first home can be the cash needed for a down payment and closing costs. Many buyers do not have the savings or family members to give a gift to cover the typical costs of buying a home. This in the past has prevented or delayed many from…
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Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.