Blog
When it comes to buying a home, timing can make all the difference — and in Maryland, every season has its own perks. Whether you’re hoping to snag a deal or explore a wide range of listings, here’s a seasonal breakdown to help you plan your move. Spring (March – May) Pros: Inventory jumps —…
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Avoiding mistakes in home mortgage refinancing can save you time, money, and frustration. Navigating the refinancing process can be complex, and many homeowners make avoidable errors that can lead to a costly outcome. At The My First Home Mortgage Team, we are dedicated to guiding you through every step of the refinancing journey in Maryland,…
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Buying a home is a significant milestone for many, but the question often arises: is a down payment always necessary? While the traditional view asserts that a down payment is required, the truth is that various alternatives exist, especially for those exploring homeownership in Maryland, Virginia, and DC. At The My First Home Mortgage Team,…
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Purchasing a home can be a daunting task, especially when it comes to saving for a sizable down payment. Many potential homeowners in Maryland, Virginia, and D.C. may not be aware that down payment assistance programs exist to help ease this financial burden. With The My Home Mortgage Team, we can guide you through the…
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Refinancing your home loan can be a powerful tool to improve your financial situation, and with the My Home Mortgage Team, we believe it’s important to make informed decisions. Before diving into a refinancing agreement, there are several factors you should consider. Evaluating these aspects can help you determine if refinancing is the right move…
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Buying a house is a significant milestone for many individuals and families, especially first-time home buyers. Understanding the credit score required to secure a mortgage is crucial for navigating the home-buying process successfully. In Maryland, various factors contribute to the credit score needed. Understanding Minimum Credit Score Requirements Typically, a credit score of at least…
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As the My First Home Mortgage Team, we understand that navigating the waters of home buying can seem intimidating, especially for first-time home buyers. In Maryland, the process is straightforward and filled with options, including various down payment assistance programs designed to make homeownership accessible. Prequalifying for a Mortgage The journey begins with prequalification. We…
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At My First Home Mortgage Team, we understand that the journey to owning your first home can be both exciting and overwhelming. As first-time home buyers in Maryland, exploring available income requirements is crucial to making informed decisions. Here are some key points to consider. Understanding Federal and State Guidelines For first-time buyers, knowing the…
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At My First Home Mortgage Team, we often receive inquiries about the possibility of purchasing a home with no money down in Maryland. The good news is that yes, it is possible! We specialize in helping first-time homebuyers explore various down payment assistance options that can make homeownership more accessible. No Upfront Cash? No Problem! …
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The My First Home Mortgage Team understands that one of the biggest hurdles for aspiring homeowners in Maryland is the down payment. How much do you really need? It varies, but we’re here to help you navigate the complexities and explore home down payment assistance options available to you. What You Need to Know Traditionally,…
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Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.