Pre-Qualify Today
Take A Few Moments To Get One Step Ahead Of
Buying Your Dream Home
First-Time Home Buying Made Easy
Are you tired of paying someone else’s mortgage? Are you ready to start investing in your own future? If so, you’ve come to the right place. At My Home Mortgage, we know the process of buying a home for the first time like the back of our hand. We will guide you through our seamless process, helping you get into your dream home sooner. The first step? Pre-qualifying today!
Why Choose My Home Mortgage Team?
We know that purchasing a home is a huge decision and investment. We’ve been helping people become first time homeowners for over 25 years, and when you decide to let us help you through the process, you can expect:
- A Friendly, Experienced Staff
- Step-By-Step Guidance During The Home Buying Process
- Down Payment Assistance
- Stress-Free, Seamless Process
- And More!
What Does It Mean To Pre-Qualify?
If this is your first time purchasing a home, we’re here to help. You have probably seen “pre-qualify” everywhere lately, right? We’re here to educate you on what that term means and why it’s so important. Simply put, prequalifying for a mortgage is when a bank or lender performs a basic review of your financial situation. From this review, they will determine how much of a home loan you can get. This estimate will help you better search for a home that is within your budget. Here are some of the elements that are looked at during the review:
- Credit Score
- Level of Income
- Assets
- Debt
- And More
Why You Should Pre-Qualify Now
Pre-qualifying for a loan is a great first step towards getting the best first time home buyer loans. It helps you estimate what you can afford and shows sellers that you are serious about purchasing a home. In addition to that, here are a few other reasons why you should pre-qualify today:
- It doesn’t affect your credit score.
- There are no fees or charges associated with the initial review.
- Gives you a good idea of what kind of assistance you can receive.
- And so much more!
Pre-Qualify
Ready To Pre-Qualify? Let’s Get Started!
Chances are, you’ve been thinking about buying your own home for quite some time now. We at My Home Mortgage Team know this isn’t a decision you make overnight. That’s why when you’ve decided you’re ready to take the first step towards homeownership, pre-qualification should be first on your list. Not only will it tell sellers that you’re serious, it will also give you a great idea of what type of down payment assistance you are eligible for. If you’re ready to have the keys to your very own home in your hands, let us know. We will help you through the process and make sure you find the home you’ve dreamed of. For additional information about our process or for any questions you might have, give us a call today.
Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.