As a first time buyer there are many items to be concerned with. One of the biggest is how much cash am I going to need to buy a home. Great question by the way. We are here to show you how much and options to reduce that cash to close. There are many programs that will help cover your down payment. These programs are set up as grants or as interest free loans with no payments that are paid back whenever you sell the home. We use these programs along with any seller help to greatly reduce the amount of cash you need to come up with. These programs do have requirements. However, don’t let that scare you. We can show you what they are. The best way to find out what is waiting for you is to reach out to us. Use the contact form and we will be in touch in no time. It is a hot market and interest rates are still historically low. Don’t wait or guess, let us give you the facts.
Read MoreTestimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.