Mortgage Company Virginia
Buying a house is a significant milestone for many individuals and families, especially first-time home buyers. Understanding the credit score required to secure a mortgage is crucial for navigating the home-buying process successfully. In Maryland, various factors contribute to the credit score needed. Understanding Minimum Credit Score Requirements Typically, a credit score of at least…
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Navigating the world of mortgages can feel overwhelming, especially when considering whether to break a fixed-rate mortgage. At The My First Home Mortgage Team, we’re here to guide you through the complexities of home mortgage refinancing and help you make informed decisions. Understanding Fixed-Rate Mortgages Fixed-rate mortgages offer stability with the same interest rate throughout…
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A conventional loan or mortgage is a type of home buyer’s loan that is not backed by the government. These types of loans are only offered by private lenders like mortgage companies, credit unions, and banks. If they are backed by a government-sponsored entity, it is either by the Federal National Mortgage Association or the…
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Whether you’re buying a home that needs some repairs or you are already living in the property, there are different types of renovation loans and different financing options available to you. You don’t have to wait for several years or spend your savings on renovation projects — you can simply take out the money upfront…
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Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.