Down Payment Assistance
Buying a home is a significant milestone for many, but the question often arises: is a down payment always necessary? While the traditional view asserts that a down payment is required, the truth is that various alternatives exist, especially for those exploring homeownership in Maryland, Virginia, and DC. At The My First Home Mortgage Team,…
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Purchasing your first home can be a daunting task, especially when it comes to saving for a down payment. Maryland offers several incentives to ease this burden for first-time home buyers, particularly through home down payment assistance programs. One such incentive is the First Time Home Buyer Exemption, which plays a significant role in making…
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The My First Home Mortgage Team understands that one of the biggest hurdles for aspiring homeowners in Maryland is the down payment. How much do you really need? It varies, but we’re here to help you navigate the complexities and explore home down payment assistance options available to you. What You Need to Know Traditionally,…
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When buying your first home, understanding the financial landscape is crucial. One of the key aspects often overlooked is closing costs. At The My First Home Mortgage Team, we’re dedicated to ensuring first-time homebuyers know what to expect, from down payment assistance to the final keys in hand. Defining Closing Costs Closing costs are the…
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As a first-time home buyer, the mortgage you choose will greatly impact your financial stability and long-term homeownership experience. With numerous mortgage options available, it can be overwhelming to make the right choice. In this article from First Home Mortgage, we will provide you with valuable tips to help you select the perfect mortgage that…
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Owning a home is not only a dream come true for many but also a wise financial decision. Fortunately, if you’re a first-time homebuyer, your state wants to make this dream a reality for you. With various down payment assistance programs available, becoming a homeowner has never been more accessible. In this article, we will…
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Owning a home is a quintessential part of the American Dream, but it’s also becoming a harder goal to reach. There’s no denying that home prices are increasing and saving up the money to own one can be tricky. That’s where down payment assistance comes in. Navigating the world of down payment assistance can be…
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If you’re hoping to get into your first home soon, you may be frustrated waiting around to get your finances in order. Down payment assistance makes home ownership a reality for many people who wouldn’t otherwise be able to own homes, but there is no denying that waiting for it can be stressful. Unfortunately, if…
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Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.