Blog
When buying your first home, understanding the financial landscape is crucial. One of the key aspects often overlooked is closing costs. At The My First Home Mortgage Team, we’re dedicated to ensuring first-time homebuyers know what to expect, from down payment assistance to the final keys in hand. Defining Closing Costs Closing costs are the…
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Navigating the world of mortgages can feel overwhelming, especially when considering whether to break a fixed-rate mortgage. At The My First Home Mortgage Team, we’re here to guide you through the complexities of home mortgage refinancing and help you make informed decisions. Understanding Fixed-Rate Mortgages Fixed-rate mortgages offer stability with the same interest rate throughout…
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Navigating the world of mortgage loans can be intimidating, especially for those buying their first home. Understanding how these loans work is essential for making informed financial decisions. At The My First Home Mortgage Team, we specialize in home mortgage refinancing and other home-buying solutions in DC, Maryland, and Virginia, guiding you every step of…
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Buying your first home is an exciting venture, but it often comes with many questions—foremost among them: what credit score do you need to qualify for a mortgage? At The My First Home Mortgage Team, we’re here to provide home-buying help in DC, Maryland, and Virginia, ensuring you understand the home-buying process and how credit…
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From the feeling of accomplishment of not lining a landlord’s pockets anymore to the freedom of personalizing your space to truly make it feel like home, making the leap from renting to owning your own home is an exciting milestone. For first-time homebuyers, the journey often begins with the help of down payment assistance programs,…
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If you’re a repeat homebuyer seeking down payment assistance, there are various options available to help. We at the My First Home Mortgage Team want to make down payment assistance accessible to you and help you find the option that works best for you. Read on to learn more and reach out to us today…
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The My First Home Mortgage Team is dedicated to providing down payment assistance for first-time home buyers in Virginia, Maryland, and Washington D.C. Learn more about no down payment mortgages and contact us today to begin your home buying journey! Definition A no down payment mortgage allows homebuyers to purchase a house without paying…
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As a first-time home buyer, the mortgage you choose will greatly impact your financial stability and long-term homeownership experience. With numerous mortgage options available, it can be overwhelming to make the right choice. In this article from First Home Mortgage, we will provide you with valuable tips to help you select the perfect mortgage that…
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As a first-time home buyer in Maryland, understanding the current housing market trends is essential for making informed decisions. Whether you’re looking for affordable options or exploring down payment assistance programs, staying updated on the market can help you navigate the home-buying process seamlessly. In this article, we will explore the latest housing market trends…
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Owning a home is not only a dream come true for many but also a wise financial decision. Fortunately, if you’re a first-time homebuyer, your state wants to make this dream a reality for you. With various down payment assistance programs available, becoming a homeowner has never been more accessible. In this article, we will…
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Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.