One of the biggest obstacles in buying your first home can be the cash needed for a down payment and closing costs. Many buyers do not have the savings or family members to give a gift to cover the typical costs of buying a home. This in the past has prevented or delayed many from home ownership. However, there are programs that can give you funds to cover your down payment. In addition, you can combine this with additional seller help and the result is your cash to close can be lowered to almost zero in many cases. Programs change all the time and for each county. The best way to discover your options is to reach out to us using the contact form. We will give you the facts and set a course for your own home.
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Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.