If you are a first-time homebuyer, there are many things to consider so that your experience goes as smoothly as possible. The My Home Mortgage Team wants to set you up for success, and we are here to offer our expertise and tips for Maryland down payment assistance, Virginia down payment assistance, and D.C. down payment assistance. Not only do we work with any credit score, but we also offer the convenience of getting pre-approved, and we supply various programs based on your particular needs. Start the path to owning your own home now!
Understand Your Credit Report
Your credit score alone is just one component a lender looks into. It is in your best interest to understand what your entire credit report entails so that the lender can determine the interest rate you are eligible for. We have more than 25 years in business, and our team is here to guide you!
Get Pre-Approved
A pre-approval is a great way to show the seller you are committed to buying while informing them you have been approved for a mortgage of a certain amount. At My Home Mortgage Team, we make it easy to pre-qualify. Learn more about the process here and get qualified today!
Set a Budget
If you are looking to buy, you must be aware ahead of time how much you can afford on a house. This can include factors such as what your monthly income and debts look like. Our experienced team is here to help you every step of the way to set a budget that is reasonable for you.
Look Into Programs
We offer a variety of programs, given your particular situation and needs as a first-time homebuyer. Our closing cost assistance is hassle-free and helps get you on the right path to owning a home efficiently! With just a bit of information, we can get you started right away!
Multiple factors go into being a first-time homebuyer, and our team is ready to help you own a house as soon as possible! It is essential to consider your budget, credit report, and get pre-approved as part of the home buying process. Learn more about why you should pre-qualify here.
Testimonials
Patient & Helpful
Tammi was very patient and very helpful throughout the entire application process. Being a first-time home buyer I didn't know a lot of this which made me frustrated but I was able to get approved and now I am a homeowner thanks to Tammi!
— James C.
No Pressure or Stress!
Tammi Lewis made my home buying experience very easy. I felt no stress or pressure. Tammi was with me every step and made sure I understood everything with detailed talks. My credit score was low and Tammi advised me how to raise it. So that the Loan process would be approved with no problems. Any one know that wants to buy their first home I am recommending Tammi Lewis and First Home Mortgage.
— Charlie F.
Professional & Timely
Rob made sure my experience as a first time home buyer was smooth and painless. Very professional and got things done in a timely manner. Could not have asked for more!
— Samantha J.
Great Experience for a New Homeowner
Rob was at all times, willing to go over the numerous pages of information with me. I am a new homeowner and had many as this was my first time navigating the home-buying waters. He explained things to me in a way that I understood and got me all of my documents in a timely and efficient manner. I enjoyed working with him and would refer him to anyone who is looking.
— Erica F.