Home Buying Solutions
Purchasing a home can be an overwhelming experience, but it doesn't have to be. Our team of experts is here to guide you through the entire process, ensuring you find the best mortgage solution that suits your requirements and financial goals. We understand that every homebuyer's situation is unique, which is why we take the time to listen to your needs and tailor our services to match your specific circumstances. This includes discussing customized down payment assistance programs that are crafted especially for individuals embarking on their first-time homeownership journey.
Refinancing Services
If you're considering refinancing your current mortgage, we can help. Our team is dedicated to assisting you in exploring the best options for your situation. Whether you want to lower your interest rates, reduce your monthly payments, or access equity for other financial needs, we have the expertise to provide you with valuable guidance throughout the entire refinancing process. We will work closely with you to understand your goals and help you make informed decisions.
Exceptional Renovation Services
Are you looking to transform your existing home into your dream home? We specialize in providing financing options for renovation projects. Whether you plan to invest in a fixer-upper or simply want to update and improve your current space, we have the resources to make it happen. Our team will work closely with you to assess your renovation requirements and provide tailored financing solutions that fit your budget and goals.
Demystifying the Mortgage Application Process
Applying for a mortgage can seem overwhelming, but fear not — we're here to simplify the process and guide you toward a successful approval. Our knowledgeable experts will assist you every step of the way, providing personalized support and helping you gather the necessary documents and information required for a seamless application.
Partnering with First Home Mortgage
If you're ready to embark on the exciting journey of homeownership, refinancing, or renovation in Montgomery County, let's get started! Contact First Home Mortgage today to begin the application process. Our team of experts is eager to assist you in finding the perfect mortgage solution tailored to your needs. Trust us to be your guiding force toward owning the home you've always dreamed of.
Housing Opportunities Commission Program for Montgomery County
- 3% down payment assistance provided as a forgivable grant after 5 years
- Montgomery County employees can also apply for up to $10,000 for a closing cost loan
- Reduced Mortgage Insurance Premium
- Conventional and FHA financing available
- Get up to 3% assistance that is forgiven along with an additional $10,000 help if you also work in Montgomery County.
Montgomery County Homeowner Assistance Fund
- McHAF $25,000 closing cost and down payment funds. Forgivable after 10 yrs
Montgomery County McHAF $25,000 Buyer Down Payment Assistance
- Borrower can receive up to $25,000 in assistance. Must be a 1st time buyer. Funds can be used for down payment and closing costs. The amount that the borrower receives is completely forgiven after 10 years on the property. Call today to begin the qualification process.
